Job: Mortgage Consultant (Suffolk County) Job

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Jobing Description

Mortgage Consultant (Suffolk County)-628666

Description
Responsible for all aspects of mortgage originations specific to pre-funding operations such as sales analysis, interviewing, gathering data and compiling a quality loan application. It is the Mortgage Consultant's responsibility to ensure that loans are processed, underwritten and closed accurately and in a timely manner while remaining in compliance and with the most professional execution. The Mortgage Consultant is a partner to Fulfillment in delivering an excellent customer experience.

Specific Responsibilities:
- Ability to work in a Bank regulated or similar financial institution environment to partner and leverage products and customers.
- Work personal existing book of business from external sources such as:
- Realtors
- Builders
- Attorneys
- CPAs
- Financial Planners
- Developers
- Utilize needs based consultant selling skills for mortgage programs and other financial lending and deposit products and ensure maximum cross sell opportunities.
- Ability to thrive in a team environment and utilize exceptional partnership skills.
- Partner with our bank culture and all branch touch points to achieve goals together with:
- Branch Manager
- Assistant Manager
- Relationship Banker
- Teller
- Other Branch Franchise partners SBB, Financial Advisor (Consultant),
- Leverage both external referral business and internal sources for maximum market share penetration.
- Target external to bank mix: 70/30
- Develop and execute a local marketing plan for external and internal business development designed to meet goals and objectives.
- Focus exclusively on customer needs and customer service.
- Proactively market with a strong visibility in branch on a daily basis daily huddles, sales meetings and joint sales calls with partners
- Quarterback the mortgage lending efforts of the branch.
- Program and pipeline updates and branch mortgage activities and events such as:
- Mortgage Days
- Community Events
- First time home buyer seminar or
- Bank at Work promotions
- Educate branch staff on mortgage basics and coordinate together on the referral program.
- To promote behavior that is consistent with Capital One's visions, values and ethics in order to do the right thing always.

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

Qualifications
Basic Qualifications:
- High school diploma, GED, or equivalent
- 3 years experience in residential mortgage sales originations
- 2 years experience in mortgage originations operations with a knowledge of loan underwriting, processing and closing functions.
- 2 years experience in FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications:
- Bachelor's Degree
- 2 years experience working in a Bank regulated environment.
- An existing book of business from external sources.
- Needs based, consultative selling skills.
- Thoroughly versed in mortgage originations with knowledge of loan underwriting, processing and closing functions.
- Excellent verbal and written communication skills.
- Ability to work under pressure.
- Customer-service oriented.

Job: Mortgage
Primary Location: United States-New York-Garden City-NW Suffolk-NFB HQ #2 Melville (22068)

Other Locations:United States-New York-Central Islip-NW Suffolk-Huntington E Br 563 (22563), United States-New York-Central Islip-NC Suffolk-Ronkonkoma Br 575 (22575), United States-New York-Central Islip-NE Suffolk-Mattituck OpsCenter (22050), United States-New York-Central Islip-SE Suffolk-Patchogue Br 203 (22203), United States-New York-Central Islip-NE Suffolk-Jamesport Br 55 (22055), United States-New York-Central Islip-SE Suffolk-Hampton Bays Br 196 (22196), United States-New York-New York-SW Suffolk-West Islip Br 556 (22556), United States-New York-Central Islip-SW Suffolk-Babylon Br 262 (22262), United States-New York-Central Islip-SW Suffolk-E Farmingdale Br384 (22384), United States-New York-Central Islip-NW Suffolk-Brentwood Br 557 (22557), United States-New York-Smithtown-NC Suffolk-Smithtown Br 576 (22576), United States-New York-Central Islip-SE Suffolk-Southampton Br 249 (22249), United States-New York-Central Islip-SE Suffolk-East Hampton Br 188 (22188), United States-New York-Central Islip-SW Suffolk-S Deer Park Br 554 (22554), United States-New York-Central Islip-NE Suffolk-Rocky Point Br 154 (22154), United States-New York-Riverhead-NE Suffolk-Riverhead 58 Br 151 (22151)
Schedule: Full-time
Travel: No